LOAN WORKOUT CONSULTING SERVICES

Consider engaging A10 as your workout partner—before adding special assets staff or pulling sales officers off the front line. A10's experienced workout professionals can help you deal with complicated, time-consuming, troubled loans, or we can work directly with your borrower to analyze operational deficiencies and make recommendations for a turnaround.

Our team brings over 25 years of loan workout and turnaround experience to each assignment, including work with Resolution Trust Corporation (RTC) troubled assets during the early 1990s. The team has been involved in over 100 bankruptcy cases in jurisdictions throughout the United States. A10 Capital has deep experience working out commercial real estate loans, C&I (business) loans, equipment loans, restaurant loans, agricultural loans, and corporate aircraft loans.

WHY OUTSOURCE LOAN WORKOUT TO A10 CAPITAL?

When you partner with A10 Capital, you get immediate access to a professional, experienced workout team for a temporary price. You avoid the long-term expense of staffing a special assets department, and you keep revenue-producing sales officers on the line instead of reassigning them to deal with problem loans. A10 Capital also acts as a third-party buffer so that aggressive foreclosure and collection actions won't damage a bank’s reputation or standing in the community.

EXPERIENCE MATTERS

Experienced workout professionals are hard to find. Training calling officers and pulling them from the line is time consuming and comes with huge opportunity costs. By outsourcing your special assets needs to A10, you get an experienced workout department at your disposal, ready to hit the ground running and make significant headway, fast. And all of our workout pros have the kind of resume that puts regulators at ease.

NOT CONVINCED YET?

Give us a trial run. We'll review your portfolio, analyze your loan files and complete collateral assessments for a reasonable flat fee. We'll deliver a detailed analysis of what you've got and expert recommendations for workout strategies. We can also run cash flow models to predict the outcome of each loan and holding in the entire portfolio. If you're happy with the work and ready for us to move forward with workout services—great! If not, you'll still have a comprehensive analysis and game plan you can use to execute your own strategy.

BENEFITS OF OUTSOURCING LOAN WORKOUT FUNCTIONS

  • Variable cost – pay only and exactly for what you need
  • Instant access to a highly experienced workout team
  • Keep your sales officers on the line, generating revenue
  • Avoid reputation risk in the community by having A10 tactfully handle aggressive foreclosure and collection actions
  • Better capability to managing special asset workload overflow
  • Strong workout team resumes will give regulators comfort
  • Confidence based on the performance of a team that has handled over 100 bankruptcy cases throughout the country
  • A10 is not a bank and will keep your troubled situation in strict confidence from other peer banks

FAQs